Howinvestorsmakerealmoveswithoutmovingmoney.

Invisihome is a marketplace where verified investors send real offers and place real bids on AI-vetted homes - directly from the owner. Linking a bank proves you can back your number. We never charge it. Your capital stays where it is until you and the seller agree to close.

Start investingSee how the bank check works
Live$-offered through Invisihome
Aerial view of an upscale suburban neighborhood at dusk with lit homes

One marketplace, every home vetted

Verified investors and verified owners, meeting on the same terms, with offers and bids backed by a real bank check.

The bank model

Offer money without spending money.

The single thing most investors get wrong about Invisihome: linking a bank is verification, not a payment. Your cash never leaves your account through us - not when you bid, not when you offer, not when a deal closes.

The bank-account-as-proof-of-funds model

The way it usually works

Cash leaves you. Sits in escrow. Waits.

Your bankBUYER$450KESCROWFUNDS LOCKED · 30–60 DAYS · CASH UNAVAILABLE
  • Earnest money + escrow deposits go in upfront.
  • Each offer freezes more capital. Bid on five homes, lock five deposits.

The Invisihome way

Cash stays put. Offer goes out. You move on.

$450KSTAYS HEREOFFER SENT · CASH STAYS PUT · YOU MOVE ON
  • One read-only check confirms you can back the number - that's it.
  • Bid on as many homes as you want. Nothing freezes. Nothing pre-funds.

  • We never charge your bank

    Offers, bids, counters - none of them move money through us.

  • Read-only, per offer

    Each offer triggers a one-time check via Stripe Financial Connections. We see a pass/fail signal - not your balance, not your transactions.

  • Closing happens off-platform

    When an offer is accepted, you and the owner pick the title, escrow, or attorney that closes the deal. Invisihome's job is done.

A concrete example

You submit a $450,000 offer. We confirm $450,000 of liquid funds is available in your linked account on the day you submit. We don't see what you have above that. We don't keep checking. We don't store a balance. We never debit the account.
How offers usually workInvisihome
  • Money to make an offerTraditional -Earnest deposit + escrowInvisihome -Nothing - bank check only
  • Where your cash sitsTraditional -Locked in escrow for weeksInvisihome -In your account, fully liquid
  • Multiple offers at onceTraditional -Each one freezes more capitalInvisihome -Bid on dozens - no lockups
  • If the deal falls throughTraditional -Refund cycle, sometimes disputesInvisihome -Nothing to refund. You moved on.
  • Invisihome ever holds your moneyTraditional --Invisihome -Never. Closing is between you and the seller.

Invisihome is not a lender, broker, escrow agent, or fiduciary. Closings happen outside the platform between you and the owner.

The flow, end to end

Sign up to signed deal.

Seven steps. The platform does the first six. The seventh - closing - happens between you and the owner with whoever you both choose to handle it.

End-to-end investor flow

  1. 01

    Sign up + verify

    Phone, email, government ID, selfie. Same KYC the bank apps use. Takes a couple minutes - once.

    Free · ~3 minutes

  2. 02

    Link your bank

    One-time read-only connection through Stripe, or upload proof of funds. Confirms you can back the offers you submit. Not stored as a balance, never charged.

    Membership · One tap

  3. 03

    Browse listings

    Every home is verified-owner only. Filter by city, ZIP, price, bedrooms, cap rate, or AI score. No agents, no Zestimate noise.

    Free · Unlimited

  4. 04

    Score the property

    An AI Investor Score from 0–100 with a full breakdown - comps, cap rate, cash-on-cash, neighborhood trend. Refreshed every 30 days per listing.

    Membership · Full breakdown

  5. 05

    Make a move

    Send a direct offer at any price, or place a bid in a live auction. Each one runs the bank check, then goes straight to the owner.

    Membership · Per-offer check

  6. 06

    Negotiate in-app

    Chat with the owner. Accept, decline, or counter. Every message and counter lives inside the app - no missed emails, no broker telephone.

    Membership · Real-time

  7. 07

    Close outside the app

    When you and the owner agree, you pick the title company, escrow, or attorney. Invisihome never touches the closing money.

    Off-platform · Your terms

Auctions, deep dive

Live, bound, transparent. No paddles required.

Every auction is real-time, every bid is binding, every clock auto-extends in the final stretch. The high bidder doesn't auto-buy - they earn a direct line to the owner.

How live auctions work

Craftsman-style home at 1284 Maple Ridge, Austin, Texas at dusk

On the block

1284 Maple Ridge · Austin, TX

Auction live

Live auction

1284 Maple Ridge · Austin, TX

Top bid

$612,500

Time left

10:42

Reserve met· Min increment $1,500· 4+ bids

Recent bids

  • just now$612,500
  • 32s ago$608,000
  • 1m ago$605,000
  • 1m ago$600,000

  • Sellers opt in

    Owners choose to run their listing as a live auction with a starting price, reserve, and time window.

  • Anti-snipe windows

    Bids in the final 20 minutes auto-extend the clock. No last-second wins, no broken nights of sleep.

  • Same bank check, every bid

    Every bid runs the read-only check. If you can back the number, the bid lands. If not, it doesn't.

  • Winner enters direct talks

    Winning the auction starts a direct conversation with the owner. Closing terms are negotiated, not auto-imposed.

Pricing

Two tiers. No surprise fees.

Browsing is free. Submitting offers, placing bids, and contacting owners come with membership.

Pricing

Free

$0forever

Browse the marketplace and follow live auction activity.

  • Search every published listing
  • Save homes to a watchlist
  • Read live auction prices and feeds
  • First listing photo (rest unlock with membership)
Create a free account

Membership

For investors
$99.99/month

Submit offers, place bids, and contact owners directly.

  • Everything in Free
  • Submit direct offers at any price
  • Place bids in live auctions
  • Message and contact owners directly
  • All listing photos, 3D tours & exact address
  • Full AI Investor Score breakdown + comps
  • Proof-of-funds by bank link or upload
Start your membership

Cancel any time. Closing costs are between you and the owner.

  • Stripe-secured bank link

    Verification is handled by Stripe Financial Connections. We never see credentials.

  • Encrypted in transit and at rest

    Everything in the database is encrypted. Row-level access controls keep data scoped to its owner.

  • We never sell your data

    Bank, identity, and offer history stay inside the app. No lender resales, no marketing handoffs.

FAQ

The questions we get the most.

If something below isn't covered, reach out - there's a real human at the other end.

Frequently asked questions

  • No. Submitting an offer or placing a bid moves no money. Earnest money and closing costs are arranged between you and the seller, outside the app, with whoever you both pick to handle the close.

Ready when you are

See your first AI score in 60 seconds.

Verify your account, browse the marketplace, and run an AI breakdown on any home before you commit a dollar of your own capital.

Start investingBrowse listings

Free to browse · Membership is $99.99/mo · Cancel any time